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EXCLUSIVE PRIVATE BEACH ACCESS - ANNUAL RENTAL EXCEEDING $50,000 IN GROSS BOOKINGS FOR 2024 AND 2025.Skip the club memberships and take advantage of a unique benefit in Sandestin: off-site owners may use this private beach access, while your rental guests staying in the condo enjoy the same privilege. With private beach space in Sandestin being extremely limited, this feature alone adds significant long-term value--making the property far more than a simple income-producing asset.This 10th-floor Gulf-front unit showcases the sought-after A1 floor plan with a spacious layout and sweeping west-facing views that deliver unforgettable sunsets. Westwinds offers covered parking, a heated pool, fitness and business centers, a hot tub, a seasonal tiki bar, and private beach access.
#990999

Miramar Beach

4789 Westwinds Drive # 4789

1 Beds

1 Baths

885 Sq.Ft.

$780,000

MLS#: 990999

*UNDER CONTRACT - ACCEPTING BACK UP OFFERS* Don't miss this prime opportunity to build your dream home in The Cove. This 0.38-acre homesite on 4th Street is just steps from the water and within walking or biking distance of downtown Panama City's newly completed Harrison Avenue streetscape—home to local restaurants, boutiques, the arts, and year-round community events.

This flat, builder-ready lot in Flood Zone X offers dual access from both 4th Street and the rear alley. Mature landscaping—including magnolia, camellia, camphor, and live oak trees—adds natural beauty and shade, while a small 3-sided storage shed provides convenient space for lawn equipment.

Enjoy the charm of The Cove's residential streets with ideal proximity to marinas, waterfront parks, and the Panama City/Bay County government centers. 
Conveniently located within minutes of Panama City's world-class hospitals and medical specialists. 

This generous lot is perfectly positioned for a new primary residence, vacation home, or investment build. NO HOA. 

A recent survey (April 2025) is available, with the subject property identified as ''New Parcel 1.'' Please refer to the survey for precise lot dimensions and layout.

Opportunities like this rarely come available in The Cove—secure your homesite today and start planning your build tomorrow. 

Note: Please give me a courtesy call or text if you plan to walk the property without me present.
#782506

Panama City

TBD E 4th Street

None Beds

None Baths

0.38 acres

$170,000

MLS#: 782506

Welcome to 231 Middleburg Drive, a beautifully maintained four-bedroom, 2.5-bathroom home in the highly sought-after Palmetto Trace community, just half a mile from the Gulf of Mexico and minutes from the best of Panama City Beach living. With only one owner, and no pets or children ever in the home, this property has been meticulously cared for and offers an exceptional blend of comfort, space, and convenience. Sitting on a larger lot with a peaceful pond view, this home enjoys added privacy with no future building behind the property, a rare bonus in this neighborhood. The charming exterior is complemented by a two-car garage, manicured landscaping, and a welcoming entryway. Inside, you'll find thoughtful details throughout, including crown moulding in every room and a bright, open layout. The spacious kitchen features ample cabinetry, a breakfast nook overlooking the front yard, and easy flow into the formal dining room, perfect for gatherings. The large living room offers direct access to the outdoor space, making it ideal for entertaining or simply enjoying tranquil pond views.
The primary suite is a true retreat, offering two generous walk-in closets and a well-appointed bathroom with plenty of room to relax and unwind. Three additional bedrooms provide flexibility for family, guests, or a home office.
Major upgrades include a new AC and water heater installed in 2022, offering peace of mind and improved efficiency.
Location is everything, and this home shinesjust 15 minutes to the Northwest Florida Beaches International Airport, moments from Pier Park's premier shopping and dining, and an easy stroll or bike ride to the sugar-white sands of the Gulf.
Move-in ready, beautifully maintained, and perfectly positioned near the coast, 231 Middleburg Drive offers the rare combination of privacy, convenience, and coastal charm. Don't miss your chance to own a home in one of the most desirable neighborhoods in Panama City Beach.
#992836

Panama City Beach

231 Middleburg Dr Drive

4 Beds

2 Baths

2,425 Sq.Ft.

$509,000

MLS#: 992836

This stunning two-story Hardie siding home offers thoughtfully designed living space, backing up toopen space for privacy and scenic views. Inside, you'll find a luxurious owner's suite and a spa-inspired bath featuring a soaking tub, walk-in shower, dual vanities, and a generous walk- in closet. The first floor welcomes you with a grand foyer, an open-concept living and dining area, fireplace, and a gourmet kitchen with a large center island, working pantry, and premium finishes. Additional highlights include an optional study/office, an extended laundry room, an additional bedroom, and a loft which provides flexible space for a playroom or media area. Residents enjoy resort-style amenities and the nearby Bay Club.
#991499

Freeport

Lot 18 Shimmer Circle

4 Beds

3 Baths

3,830 Sq.Ft.

$1,422,908

MLS#: 991499

Prepare to be surprised:  this home looks beautiful in photos, but it's breathtaking in person!!  Luxuriously redefined in 2021, this 3,008 sq ft One Water Place residence features a highly desired open-concept layout designed to capture natural light and frame the sweeping views of the Bay, golf course, lakes, fountains and pool.  Wake up to stunning sunrise light and an ever-changing water-and-coastline panorama.  The redesigned kitchen offers custom cabinetry, a 12' x 14' quartz waterfall island, Thermador appliance suite with induction, plus a custom wet bar.  Raised ceilings, a lighted two-sided linear gas fireplace, Lutron lighting, California closets and marble-appointed baths with spa-like primary suite featuring steam shower complete the elevated coastal feel. Step off the elevator into an airy, open living environment framed by beautiful custom glass doors and carefully crafted finishes.  Walls and columns were removed and ceilings raised to enhance flow and natural light.  New flooring extends throughout the home and both balconies, with marble surfaces in the bathrooms and showers.  The Thermador package includes speed oven/microwave, wall oven, dishwasher, beverage center and ice maker for effortless entertaining.  A Lutron  lighting system, LED upgrades and motorized programmable Hunter Douglas window treatments add comfort and convenience.  Both balconies have been upgraded with modern tile and an outdoor summer kitchen setup with a Blaze gas grill and 2-drawer refrigerator.  An additional garage level storage space (approx 12' x 14') conveys.
#991032

Destin

404 Kelly Plantation Drive 605

3 Beds

2 Baths

3,008 Sq.Ft.

$1,550,000

MLS#: 991032

Welcome to your Charleston Place sanctuary in sought-after North Crestview! This stunning 4-sided brick residence offers over 2,400 square feet of thoughtfully designed living space where Southern charm meets modern elegance. Freshly painted interiors create a pristine, move-in ready canvas, while premium Coretec Pro-Plus flooring flows seamlessly through all main living areas. The master bedroom features brand new plush carpeting, adding an extra touch of luxury to your private retreat.The heart of this home shines with granite countertops in the kitchen, a sun-drenched breakfast nook for morning coffee, and a separate formal dining room perfect for entertaining. The master suite is a true showstopper with its spa-like bathroom featuring both a luxurious garden tub and separate walk-in shower, plus a massive walk-in closet with room for everything. Your private outdoor oasis awaits with a screened-in back lanai where you'll spend countless evenings soaking in serene backyard views, while privacy fencing along both sides creates your own secluded paradise. The covered front porch adds timeless curb appeal, and the fully sodded, landscaped yard with front and back irrigation means minimal maintenance and maximum enjoyment. The 2-car garage includes convenient pull-down attic stairs for bonus storage. Schedule your private showing today and discover Charleston Place living at its finest!
#991104

Crestview

2191 Jernigan Drive

4 Beds

3 Baths

2,475 Sq.Ft.

$350,000

MLS#: 991104

Welcome to 433 Wolcott Way, located in the Bayside at Ward Creek community in Panama City Beach. This home is ready for move in and has just the right amount of open space for entertaining. As you enter the foyer, you are greeted by a flex space with a large picture window that allows the beautiful Florida sunshine to fill the front of the home. 

Continuing down the hall you will see the open concept kitchen, dining, and living area, complimented with vaulted ceilings which lend a grand feel to the heart of the home. This home has EVP flooring throughout which creates a seamless transition between rooms. The kitchen is accented with white cabinetry that is complemented by the quartz countertops and a center island. 

Nestled at the back of the home for privacy, is the primary bedroom with a spacious ensuite bathroom. The primary bathroom has a walk-in closet, soak tub, dual sink vanity with lower cabinetry and quartz countertops, and a separate shower. The additional bedrooms are located in an adjacent hall just off the kitchen and dining area. Here you will also find the full guest bathroom, linen closet for extra storage, and the laundry room with shelving above the washer/dryer hookups. Entertain with ease under the covered back patio, accessible through the full glass backdoor in the living room.
#782524

Panama City Beach

433 Wolcott Way

3 Beds

2 Baths

1,689 Sq.Ft.

$374,900

MLS#: 782524

Hard-to-find, well-maintained all-brick home centrally located in Destin. Renovations are complete, making this property truly move-in ready. Step into this cozy, one-of-a-kind Destin home, where sunlight filters through majestic oaks and the scent of fresh citrus fills the air. This all-brick, single-story 3BR/2BA residence is MOVE IN ready and beautifully renovated in 2023 with modern comforts: upgraded insulation, high-efficiency AC, gas tankless water heater, quartz countertops, tile showers, custom shelving, LED recessed lighting, gas stove, and durable LVP flooring. A new roof (2024)and generator-ready gas service complete the upgrades.The open-concept kitchen, dining, and great room offers a bright, welcoming space for everyday living or entertaining. Outside, the fenced backyard offers a private oasis with 7 mature citrus trees, towering oak trees pruned in 2025, and well irrigation with drip systems to keep flowers and potted plants thriving. A 160 sq ft detached workshop and a 65 sq ft yard tool shed provide space for hobbies, storage, or projects. With no HOA or association fees, there's plenty of room to park your boat, and you're less than a mile from Joe's Bayou boat ramp for easy access to the Choctawhatchee Bay and Gulf of Mexico. The left side yard has access into the backyard for easy trailer or boat storage! HarborWalk Village is just over a mile away, making dining, shopping, and entertainment only moments from your door. There are TWO great parks about a mile away- Captain Leonard Park and Clement Taylor Park! Plus, Destin Elementary is only .7 miles away or a 14-minute walk! 

For those dreaming of expansion, the seller has plans for a 1,178 sq ft addition, designed to add 2 bedrooms, 2 bathrooms, a pantry, and a spacious laundry room. The future primary suite features a generous bedroom, luxurious bath, and an enormous walk-in closet that connects directly to the laundry. The second planned bedroom can serve as an office, guest space, or creative retreat.

This is more than a house, it's a home with soul, ready to embrace new memories and a life filled with comfort, style, and Florida charm.  While we believe all information to be accurate, buyer to verify information deemed important.
#991006

Destin

425 Stahlman Avenue

3 Beds

2 Baths

1,744 Sq.Ft.

$630,000

MLS#: 991006

MOVE-IN READY. NO FLOOD INSURANCE REQUIRED. DEEP LOT WITH RECENT UPDATES. Priced at $150,000, this detached three-bedroom, one-bath home at 1332 N Palo Alto Avenue, Panama City, FL 32401 offers a practical option for in-town Panama City living in an established residential setting. Built in 1940 and kept in the same family for generations, it has been a long-term rental—not a quick flip. With 1,134 square feet under roof, it delivers all the essentials without wasted space. A covered front porch, ideal for a rocking chair and morning coffee, leads to the front door, and the concrete driveway provides off-street parking for two vehicles. Inside, the spacious living room opens to the kitchen, with a door separating the bedrooms and bath for added privacy. The laundry room is located at the rear of the home and includes direct access to the backyard. Recent upgrades include new flooring, fresh paint, a 2024 air-conditioning unit, a 2018 water heater, and a 2019 roof—so the major systems are already handled. The home sits on a deep 0.37-acre lot in Flood Zone X, meaning flood insurance is not required by lenders. Conveniently located just minutes from downtown Panama City, shopping, dining, and Ascension Sacred Heart Hospital. All information is deemed reliable but should be verified by the buyer if important.
#782540

Panama City

1332 N Palo Alto Avenue

3 Beds

1 Baths

1,134 Sq.Ft.

$150,000

MLS#: 782540

BIG-TICKET UPDATES TAKEN CARE OF! New 2.5-ton HVAC system paired with a new water heater for comfort and efficiency, installed Sept 2025. Relax and embrace the beach lifestyle with this charming beach home, close to the new Top Golf and Pirate Dinner Theater. Freshly painted, new ceiling fans in living room and den/dining room, light covers, new storm door and outdoor shower.   Just a short stroll to the gulf plus, it's conveniently close to Pier Park with shopping making every day feel like a vacation. Extra parking for all your outdoor toys, and the freedom of no HOA or additional fees. There is an additional 121 sq ft heated and cooled space NOT included in Sq Ft. Current owners had used it as a bedroom, however it can be used as a sun porch, sliding door opens to the patio.
#782534

Panama City Beach

247 Poinsettia Drive

3 Beds

2 Baths

1,164 Sq.Ft.

$305,000

MLS#: 782534

Beautifully updated, move-in ready 3bd/2ba home in the heart of Fort Walton Beach! This home has been thoughtfully updated, featuring new flooring, a modern kitchen, & fresh finishes that create a welcoming & contemporary feel.Inside, it has a comfortable, functional layout. The property was previously used as a short-term rental & is currently fully furnished down to kitchen essentials. The home is priced unfurnished, but furnishings can be negotiated separately. This offers flexibility for those planning to move right in or use the property as an investment.The exterior offers low-maintenance living w/ artificial turf landscaping. Conveniently located near shopping, beaches, schools, & military bases, this home provides quick access to everything Fort Walton has to offer!
#991035

Fort Walton Beach

113 NW Mississippi Avenue

3 Beds

2 Baths

1,256 Sq.Ft.

$385,000

MLS#: 991035

Welcome to this beautifully designed 3BR/2BA single-story home in The Bluffs at Lafayette. Built in 2025, it offers 1,848 sq ft with a split floor plan and thoughtful upgrades. The spacious primary suite includes a double vanity, soaking tub, tiled shower, and walk-in closet. The kitchen features a large island, breakfast bar, pantry, and recessed lighting, opening to a bright living area ideal for entertaining. Additional features include crown molding, tile flooring, double-pane windows, a laundry room, covered patio, front porch, and attached garage. Located on a corner lot with sidewalks and convenient access to 30A beaches, Eglin AFB, and Hurlburt Field. Call 850-716-1712 to schedule a showing.
#991024

Freeport

78 Bon Ami Drive

3 Beds

2 Baths

1,845 Sq.Ft.

$2,695

MLS#: 991024

GULF FRONT @ Sugar Beach!! Presenting Sugar Beach C-17, the only gulf-front condo currently available in this highly desirable gated resort. This beautifully positioned 2-bedroom, 2-bath residence delivers the true Gulf-of-Mexico lifestyle, with both the primary suite and the spacious family room overlooking the water and offering direct balcony access for sunrise coffees, sunset dinners, and the sound of waves all day long. Inside, the condo features tasteful updates including real wood cabinets, granite countertops, stainless steel appliances, and tile flooring throughout, giving the entire space a clean, coastal feel that stands up well to beach living. Located on the coveted East End of Panama City Beach, Sugar Beach places you just minutes from St. Andrews State Park, Pier Park, and a wide selection of restaurants, live-music venues, shopping, watersports, and both day- and night-life attractions. Within the gates, owners enjoy private beach access, a community pool, clubhouse, tennis and shuffleboard courts, and beautifully maintained lake and walking areas. This unique gulf-front opportunity combines unbeatable views, strong amenities, modern improvements, and the added privacy of a gated communitySugar Beach C-17 delivers the lifestyle buyers come to Panama City Beach to find.
#991004

Panama City Beach

8727 Thomas Drive C17

2 Beds

2 Baths

1,086 Sq.Ft.

$534,000

MLS#: 991004

CURRENTLY UNDER CONTRACT, SELLER ACCEPTING BACK UP OFFERS. This custom, modern 4 Bedroom, 3 Bath French Country-style home with a POOL is truly stunning and was built in 2017 and nestled on a cul-de-sac in the intimate, highly coveted enclave of Cove Pointe. Tucked inside the historic and beloved Cove neighborhood, you'll find a community where oak tree-lined streets meet true coastal-Florida living. This remarkable home exudes beauty and delivers the best of indoor-outdoor lifestyle with a pool and spa, light-filled floor plan with high ceilings, designer finishes, and a backyard oasis you'll never want to leave.

Step inside and you're greeted by a gorgeous dining room, elegant hardwood floors, soaring ceilings, and an open layout with just enough separation, perfect for entertaining! The great room flows seamlessly into the kitchen where you'll find a beautiful Quartz island, plenty of seating, custom cabinetry, double ovens, a gas range, large walk-in pantry and breakfast area. The living area is showstopping with coffered ceilings, enhanced lighting for any event, arched entryways, arched built-ins and a wet bar with wine cooler that is sure to impress. A full glass sliding, stacking door opens the great room to the nearly 600 square feet screened porch that extends from the primary suite to the kitchen! You are going to love the indoor-outdoor lifestyle this home in the Cove provides. 

Slide open the doors and jump into the Cove lifestyle with your own private heated saltwater pool and spa! Lush landscaping with a fully fenced yard surrounds the pool and an area perfect for gardening or additional area for the kids to play is just off the end of the driveway connected to the oversized, attached 2-car garage. An additional covered patio is located on the front of the home, just off the dining room, perfect for that alfresco dining we love in Florida year-round! Whether it's morning coffee, Saturday swim parties, or festive poolside nights, this outdoor living space delivers the lifestyle the Cove is known for.

The split floor plan offers a main level primary suite with French doors to the pool and screened porch, two custom walk-in closets, and a spa-inspired en-suite featuring large double vanities, glass walk-in shower, and a freestanding soaking tub flooded with natural light. A second bedroom and beautiful bath are also conveniently located off the kitchen on the main level, while upstairs offers two additional generously sized bedrooms with a full bath, perfect for guests or family! 
Practicality meets luxury with an oversized two-car garage, perfect for this golf cart-friendly community and being able to access booming Downtown Panama City easily! 

Featured highlights of this home include full pavered driveway, mature landscaping, Wi-Fi-enabled pool controls, security cameras, surround sound, automated sprinklers, and a spacious mud room/utility room with deep sink, ample counterspace and extra cabinetry. 
The lifestyle in the Cove is truly unmatched. 

Enjoy a quick walk or bike ride to many of the waterfront parks in the Cove, sunsets at Beach Drive, or golf cart to Downtown where you'll find restaurants, boutiques, farmers markets and weekly community events! The St. Andrews Bay Yacht Club is within a few miles and a public boat ramp and boat storage is just around the corner. This is more than a home. It's a home in one of Panama City's most beloved neighborhoods, the Cove...where charm and comfort meet Florida's coastal lifestyle.
#782491

Panama City

336 Watson Bayou Circle

4 Beds

3 Baths

2,825 Sq.Ft.

$859,000

MLS#: 782491

'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' Discover your private retreat in Fountain, Florida! Just 35 minutes from Panama City and 50 minutes from the sugar-white sands of Panama City Beach, this parcel offers the perfect blend of convenience and privacy. Located just off Hwy 231 and only two miles north of Hwy 20, this property provides the ideal balance of accessibility and seclusion with no HOA restrictions.
The property is already improved and includes a  survey, fencing, and a filled foundation form. There is a deep well, a newer septic system with lift station, and a temporary power pole in place. A spacious pavilion-style RV high carport is also included, making the land ready for immediate use. The front section of the property has been cleared for building, while the rear boundary has been preserved in its natural state, creating a peaceful setting where deer and wildlife roam freely.
With all of these improvements, utilities, and infrastructure already in place, this property offers incredible value at $128,000. Whether you are looking to build your dream home, create a weekend retreat, or simply enjoy the land as it is, this opportunity is truly a big bang for your buck.
#779626

Fountain

17485 Woodland Avenue

None Beds

None Baths

4.73 acres

$125,000

MLS#: 779626

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* Listings identified with the FMLS IDX logo come from FMLS and are held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please click here to review our DMCA policy and learn how to submit a takedown request. Ā© 2024. First Multiple Listing Service, Inc.
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